I’ve got a “Cadillac” plan in Spain, which for a family of 4 is about 5K a year. No copays or anything. Occasionally I’ll have a prescription which will cost €20, and the farmacist will get angry on my behalf.
In the US, we were paying $25,000 (pretax) in premiums for a meh plan with copays at every turn.
In Canada the eyecare industry is a capitalist hellscape. We just got national dental care and now the opticians and eye doctors are jealous and revolting against their own system because people are buying their contacts and glasses online and not going to the eye doctor. Less and less people have jobs that cover eye care so the ones I talk to want their industry socialized like everyone else’s in the health industry.
In Spain? I moved to Spain, and use Sanitas. My bank offers additional benefits since I signed through them - but honestly, as an American, they could be overcharging me massively and I’d never notice.
The distinction here is important- $26K is premiums which is money that goes to the insurance companies. You will end up paying more than that with co-pays, deductibles, etc.
Usually all inclusive from what Ive heard from others. Problem is wait times. But if it’s not life threating, you’re waiting anyways in the US. United States healthcare is dominated by insurance lobbyist. Fear mongering Republicans keep the system up.
Oh wow! In switzerland there is immense political pressure beause health insurance is very expensive.
I pay 6300 per year.
I’ve got a “Cadillac” plan in Spain, which for a family of 4 is about 5K a year. No copays or anything. Occasionally I’ll have a prescription which will cost €20, and the farmacist will get angry on my behalf.
In the US, we were paying $25,000 (pretax) in premiums for a meh plan with copays at every turn.
I love that.
In Canada the eyecare industry is a capitalist hellscape. We just got national dental care and now the opticians and eye doctors are jealous and revolting against their own system because people are buying their contacts and glasses online and not going to the eye doctor. Less and less people have jobs that cover eye care so the ones I talk to want their industry socialized like everyone else’s in the health industry.
Mind giving more detail? Who is the insurance provider and how did you sign up?
In Spain? I moved to Spain, and use Sanitas. My bank offers additional benefits since I signed through them - but honestly, as an American, they could be overcharging me massively and I’d never notice.
In Spain, yeah. Sanitas seems like a popular option for visa holders. The cost seems amazing, one year is about what I’d pay per month in the US.
Is that all inclusive, or do you pay additional costs when things happen?
The distinction here is important- $26K is premiums which is money that goes to the insurance companies. You will end up paying more than that with co-pays, deductibles, etc.
So this is including the deductibles. Ater that there still is 10% in co-pay. But that is really not that much.
Usually all inclusive from what Ive heard from others. Problem is wait times. But if it’s not life threating, you’re waiting anyways in the US. United States healthcare is dominated by insurance lobbyist. Fear mongering Republicans keep the system up.