To add to this, I found out that paying the statement balance before it’s due harms your credit score. Because then when the statement comes out, it shows that you owe zero and this makes it seem like you’re not using your card. At least, this has been my experience.
So, DO pay your full balance on time each month, BUT you need to wait for the statement balance to be generated before doing so.
My oldest credit line is exactly 20 years old. I genuinely don’t know why it isn’t higher, but it doesn’t affect me in any way, so I don’t care
How much are you putting on your card each month? If it’s a relatively low amount, that might be a contributing factor.
To add to this, I found out that paying the statement balance before it’s due harms your credit score. Because then when the statement comes out, it shows that you owe zero and this makes it seem like you’re not using your card. At least, this has been my experience.
So, DO pay your full balance on time each month, BUT you need to wait for the statement balance to be generated before doing so.