I know old americans are the one saying this but this is not at all an americans problem. I work in an office, I make very good money, don’t pay rent amd have no kids so all my money should go to investing right? Well I bought a flat (not even a house) and I pay 80% of my salary (i’ll say it again it’s considered very very good) in a short mortage. It wont last 30 years but fuck if this is not extremely expensive