So far, and since I have been running Debian for a while now I don’t know about Ubuntu specifically, All the distros I have used either show an update is available, or you check for updates.

You have the choice and control to install the update and can do it later if now is not a good time. Or don’t install it at all, it’s your system.

Unfortunately, all it takes is a change in the HOA board to turn a better HOA into a badder HOA.

You will not find a developer standing at your front door saying “Sorry, Updating the house- you can’t go in right now” - and if you buy a home usually you can remodel but if you are in an HOA you probably have to beg permission to do anything that would be visible from the street.

Perhaps Debian, Ubuntu, Fedora, etc are either pre-built homes delivered complete by truck or a stick-built home built to specifications provided by an architect.

In any case, remodeling is a possibility.